![]() This would give homeowners a more precise picture of how their homes could be affected by flooding, but it may also result in significant increases in premiums. This means that if you live in or around Tampa or anywhere in Hillsborough County, you should have flood insurance. In Tampa, the BFE or Base Flood Elevation, is 10 feet according to FEMA. These are flood zones that have a 1 percent annual chance of flooding. The new program will rate homes on their individual risk instead of just lumping them in with their surroundings. Hillsborough County, including Tampa, is in a flood zone with a zone designation of AE. The updated maps will also take effect ahead of FEMA’s release in October of its “Risk Rating 2.0” plan, which will rate homes’ flood risk more precisely than current models. If you have any questions or concerns, please feel free contact any member of Henderson Franklin’s Real Estate attorneys at 23. So as the map changes over time, some property owners may be required to buy flood insurance when they have not needed it in the past. Property owners would be wise to consider hiring an attorney to protect their interests before signing on the dotted line. ![]() The map also considers how high structures are built above water levels expected for that area in a flood.įederally regulated or insured mortgage lenders require flood insurance on buildings in areas with high risk of flooding. ![]() The update will replace the map that has been in place since 2009 and reflects a property’s current risk of flooding. Pinellas County residents can view the old and new rate maps here: bit.ly/PinellasPendingMapsĬlick this hyperlinked text to view any other address using the FEMA tool. FEMA uses the best available technical data to create the flood hazard maps that outline your community’s different flood risk areas. The FEMA Flood Map Service Center (MSC) is the official online location to find all flood hazard mapping products created under the National Flood Insurance Program, including your community’s flood map. A significant part of FEMA’s NFIP Transformation is Risk Rating 2. National Flood Insurance Program in Florida. The consolidated FMCV provides a single location to access flood hazard. Flood Maps (Hillsborough County) Use this service to access the Hillsborough County Flood Map Project and related links. The folks that had flood insurance to help them get back on their feet are in better shape.” With the implementation of Risk Rating 2.0, FEMA delivers rates that more accurately reflect flood risk and ensure the National Flood Insurance Program will be here for this generation and generations to come. The Flood Map Changes Viewer (FMCV) includes the following: preliminary National Flood Hazard Layer, preliminary Changes Since Last FIRM (CSLF), the Preliminary Map Comparison Tool, and the pending National Flood Hazard Layer, and the National Flood Hazard Layer (NFHL). “We saw this with Tropical Storm Eta in November. Take a look to see where your zone is at Know Your Zone Map. ![]() “It’s a personal decision, but we want to make sure people are able to recover after a flood event and flood insurance will help them financially recover,” Foster said. ![]()
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